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improve & raise your credit score in 30-45 days!
We assist clients NATIONWIDE!
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About Us
WHY CREDIT REPAIR?
Repairing your credit is one of the most important financial decisions you can make. Credit repair is not only LEGAL, it is your RIGHT. The Fair Credit Reporting Act grants you the right to have assistance with this process. A higher credit score equals- better employment opportunities, getting an APPROVAL on the items you need in life and peace of mind!
Have you ever been turned down for a Credit Card, a Home Loan, or a Car Loan? Are you paying incredibly high interest rates? Are you tired of the frustration and hassle of being turned down for a line of credit? Well, you’re not alone.
With bad debt and foreclosures on the rise, banking guidelines are tightening. During these tough economic times it is important for consumers to invest their money wisely and choose a trusted, proven credit restoration company to help them get into a better credit situation.
HOW DOES IT WORK?
The three major credit reporting agencies are Equifax, Experian and Transunion. They will admit that errors exist on credit bureaus, but they go on to state that it is not their job to ensure the information is accurate. It is up to you, the consumer, to prove that your report is inaccurate. The Federal Trade Commission and Consumer Credit Protection Act have enacted hundreds of regulations that credit reporting companies, collection agencies and credit bureaus must comply with in order for any reported item to remain on your report. When A+ Credit Repair receives your file, a skilled credit analyst reviews your reports to determine which items can be worked on and the best way to remove them to help improve your credit profile. The process is ongoing with each of the three major credit reporting agencies for your entire 6 month contract. Within 30 to 45 days after working on your credit file, the credit bureaus respond with a summary that shows the results of each challenge made. We remove 95-100% of your negative items. Many clients see enough improvement in their score to allow them to qualify for a mortgage or low interest car loan in as little as 45 to 90 days (results may vary).
HOW WILL I RECEIVE THE CREDIT REPORTS?
The credit bureaus will mail your credit reports to your address or email them to your personal email. We ask that you forward them to us IMMEDIATELY upon receiving. We encourage you to follow all of the suggestions that we share with you concerning your specific credit situation. Everyone is different and so is your personal credit plan. You may mail, drop off or scan and email the reports you receive via email to us. If you are ever confused on what exactly to send, give us a call and we will happily advise you. All you have to do is check your email and mailbox - things you already do. It's that simple! You can rely on our extensive knowledge of the Fair Credit Reporting Act and the Fair Debt Collections Practice Act, along with our many years of experience and time proven diligence to complete the task at hand.
Our service can remove inaccurate, negative, unverifiable and incomplete, out of date & obsolete information from your credit reports with all three major credit reporting bureaus. This includes removing, * Bankruptcies* Student Loans* Tax Liens* Inquiries* Civil Liens* Wrong Addresses* Judgments* Incorrect SS Numbers* Foreclosures* Incorrect Birth Dates* Slow Pays* Incorrect Places of Employment* No Pays* Charge Offs* Repossessions* Medical Bills*
We have had great success helping people with every kind of credit problem. After utilizing our service, many clients have been able to buy a new home, a new car, or just meet the credit needs of their family. Our Credit Repair Service has helped thousands of people restore their credit and raise their credit score. No matter your situation, divorce, illness, unemployed, cosigning for others, life happens and we understand. We care about you and your specific credit situation, and we are here to help you.
WHY US?
We have a physical location that you can come by anytime to visit and/or get an update on your credit file!
WE LOVE OUR CUSTOMERS!
We help our clients work to repair their credit with integrity, persistence, and thorough knowledge of all Federal and state laws that are continually changing . A Plus Credit Repair will assist you through every step of the process!